Personal Loan
Personal Loan
Just Fill afew basic details and get an instant approval.
Personal Loan: Easy, Flexible, and Fast Financing
At Beryl Securities Limited, our Personal Loan is designed to meet the diverse financial needs of both salaried individuals and self-employed professionals. Whether you're looking to fund a personal project, handle medical emergencies, plan a dream vacation, or manage home renovations, our personal loan product offers quick and hassle-free access to funds with flexible repayment options.
At Beryl Securities Limited, Taking Personal Loan is a great option for those seeking an affordable solution with minimal paperwork. You can apply for a loan online and get swift approval, making it easier for you to achieve your financial goals.
Benefits of Beryl Securities Personal Loan
- Fast and Easy Approval
Experience quick approval with minimal documentation, ensuring you get the funds when you need them the most.
- Flexible Loan Amounts
Whether you need a small loan or a larger sum, we offer loan amounts tailored to your unique requirements.
- Competitive Interest Rates
Enjoy low-interest rates starts from 12% p.a., making your monthly installments more affordable and easy to manage.
- Flexible Repayment Tenure
Choose repayment periods that suit your financial capabilities, with tenures ranging from a few months to longer durations.
- No Collateral Required
This is an unsecured loan, meaning you do not need to pledge any assets or collateral to obtain the loan.
- Available for Salaried and Self-Employed
Whether you are a salaried employee or running your own business, our loan product is designed to cater to both income groups.
Apply for a Personal Loan Online
Ready to get started? Applying for a Beryl Securities Personal Loan is quick and convenient. A personal loan is a flexible financial instrument that gives you a lump sum amount to cover a range of requirements. Explore the countless opportunities with the Beryl Personal Loan. Our personal loan meets a variety of needs, from funding a dream wedding to planning an exotic vacation to covering unforeseen emergencies.
Experience the smooth digital application process where you can obtain a personal loan of up to ₹10,00,000. Enjoy competitive interest rates and the freedom to select repayment terms up to 36 months. With an instant personal loan, the possibilities are limitless. Apply today and step into a future where your financial aspirations become reality.
How does Beryl Personal Loan work?
To get a personal loan, submit your application along with all required documents. Beryl will review the application. Upon approval, the loan amount will be transferred to your bank account within 24-36 hours. You will have to repay the loan in fixed monthly installments with interest over a period of 3 months to 36 months.
Key Features of Personal Loans
Unrestricted Use
Personal loans provide unrestricted use of the funds for any purpose. Borrowers can use the loan amount for anything they want—for example, paying for a dream vacation, paying off medical bills, or consolidating debt.
Swift Disbursal
An online personal loan provides quick fund disbursement with a simplified application process and minimal paperwork. It can be the best option during a crisis and for pressing financial needs.
Steps to Apply for Beryl Personal Loan Online
Beryl provides hassle-free instant personal loans with minimal documentation. Here is the process to apply for Personal Loan
Online Application
Visit our official website or app and fill in the application form. Submit all the required information like some basic details, income details, employment status, and contact details. Along with that, upload all the required documents.
e-KYC and Verification
Now, you’ll be asked to provide your date of birth and PAN card number. Make sure to check the complete terms and conditions before finally submitting the application. After the application form and documents are submitted, we will verify the information.
Fund Transfer
After the verification of the information, you will have to sign the-agreement. After that, we will disburse the personal loan amount to your bank account within 24-36 hours.
Reasons to Choose Online Personal Loan from Beryl
A personal loan is a great solution for those who are looking for urgent funds. Below are some of the reasons to choose personal loans from Beryl.
Instant Approval And Disbursal
Simple online application process and quick 24-36 hour approval and disbursement
Flexible Repayment Option
Customize your repayment plan by selecting either EMI free loan or an accelerated repayment option
Higher Loan Amount
Choose a loan amount according to your requirements, from INR 50,000 to INR 10,000,000
Basic Eligibility Criteria For Instant Personal Loan
- Individuals with a minimum income of ₹30,000
- Indian citizens and residents who are at least 23 years old
- Individuals must have filed the latest ITR
Basic Documents Required for Online Personal Loan
- PAN Card
- Aadhaar Card/Driving License/Passport
- Bank Statement of the last 6 months
EMI Calculator
Plan your instalments better.
Beryl - EMI Calculator
Calculate your Personal Loan repayment with EMI Calculator
Your Monthly Personal Loan EMI:
₹ 0.00
*Monthly Amount Paid To Your Personal Loan Provider
Personal Loan Details
Below are the fees and charges for Beryl Personal Loans.
| Type of fee | Applicable charges |
|---|---|
| Rate of interest | 12%-24% |
| Processing fee | 2% + GST |
| Bounce charges | Rs. 550 + GST |
| Pre-payment charges | 4% + GST if foreclosed within 180 days from the date of disbursement post-cooling-off period |
| Penal Charges | As per Sanctioned Terms (Upto 5% + GST of the overdue amount) |
| Mandate rejection charges | Depends on participating bank |
| Stamp duty | 0.1% of Loan amount |
| Broken period interest / Pre EMI-interest | Dynamic value Depends on loan amount, date of disbursement and first EMI date |
